Real estate Spain: apartments, villas and fincas.

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 index.htmlProperty investment in Spain: apartments, villas and fincas on the Costa Blanca.

 Update (18/08/2004): The Halifax Building Society (Spanish branches) currently have a variety of flexible mortgage options:
 €100,000 over 10 years (interest only) is €285/month.  Remainder of term is on a repayment basis only.
 

Without a mortgage

Search fees: €150,00

Notary fees: €1000,00

I.V.A. (Tax): €8.414,00

Elec/water contracts: €300,00

Solicitors fees: €910,00

New House Tax: €601,00

TOTAL COST: €131.376,00

 

With a mortgage

Search fees: €150,00

Notary fees: €1000,00

I.V.A. (Tax): €8.400,00

Elec/water contracts: €300,00

Solicitors fees: €910,00

Bank comm: €1.352,28

Bank Solicitor: €270,46

Notary: €601.00

Registration: €150.00

Expert value: €150,00

New House Tax: €601,00

TOTAL COST: €133.885,74

Total in Sterling £88,864.50

 
  • Search fees.
  • Notary fees.
  • IVA (Spanish tax) 7% of deed price..
  • New house tax (not for resale)
  • Utility transfer fees

The examples to the left are approximate costs for a property priced at  120.000,00€ and are correct at publication August 2004.

 

 

 

 
 

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